(United States Only)

Information regarding Foremost Groups, Inc.'s privacy practices:

This document describes Foremost Groups, Inc.'s (hereafter referred to as Foremost) policy regarding information received about you during visits to our Web site. The amount and type of information received by Foremost depends on how you use our site.

If you have questions regarding our privacy policy please contact our Privacy Officer:

Ming Li,
Privacy Officer
Foremost Groups Inc.
1.973.428.0400

NORMAL WEB SITE USAGE:
You can visit Foremost's Web site to read product information without telling us who you are and without revealing any personal information. The only information we collect and store during normal Web site usage is the name of your Internet service provider, the Web site that referred you to us, the pages you request, and the date and time of those requests. We use this information to generate statistics and measure site activity to improve the usefulness of customer visits. During normal Web site usage, we do not collect or store personally identifiable information such as name, mailing address, e-mail address, phone number or Social Security Number.

COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION:
There are instances where Foremost requests personally identifiable information to provide the Web site visitor a service or correspondence (promotions and mailed brochures). This information, such as name, mailing address, e-mail address, type of request and possibly additional information, is collected and stored in a manner appropriate to the nature of the data and is used to fulfill your request. The information you provide is used by Foremost to improve the services we provide you. It is never provided to any other company for that company's independent use. When possible, Foremost will provide you with the means to make sure that any personal information that you provide is correct and current.

ELECTRONIC MAIL SENT TO US THAT CONTAINS PERSONAL INFORMATION:
Internet users may decide to send Foremost personally identifying information, for example, in a message containing comments about the Foremost Web site. Foremost will only use this information to identify the user. We will not use this information other than to resolve the matter identified in the e-mail.

LINKS:
This site contains links to other sites. Foremost is NOT responsible for the privacy practices or the content on these other sites. Foremost does not disclose unique identifiers to those responsible for the linked sites. The linked sites, however, may collect personal information from you when you enter their site. This collecting of information is not subject to Foremost's control. To ensure protection of your privacy, always review the privacy policies of the sites you visit when linking from this Web site.

DISCLOSURES:
Foremost may disclose a user's personal information if required to do so by law or in the good-faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on Foremost or the Web site, (b) protect and defend the rights or property of Foremost, the Foremost Web site, or Foremost Web site users, and (c) act under exigent circumstances to protect the personal safety of users, Foremost, the Web site or the public.

CHILDREN:
Protecting the privacy of the very young is especially important. We do not collect or maintain information at the Foremost Web site from persons we know to be under age 13, and no part of our Web site is designed to attract anyone under age 13. Please do not communicate with or contact us if you are under age 13.

By using this site, you are agreeing to the terms of our Privacy Policy. We reserve the right to change our Privacy Policy. A revised Privacy Policy will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to its effective date. Your continued use of this site following the posting of changes to these terms will mean that you accept these changes.

If you are under the age of 16, please do not submit or post any personal information.